At Gulde Insurance we always strive to provide the ideal insurance plan to satisfy each of your insurance requirements.



automobile
homeowner and renter
commercial

financial planning

Our professional staff is available to assist you in selecting the most comprehensive insurance plan for your specific requirements. Whether it is automobile, homeowners/condo & renters, commercial or specialty coverage, we can provide the appropriate level of insurance at very competitive prices. To learn more about each type of insurance plan we offer simply click on the plan that interests you the most.


>>>> Automobile
homeowner and rentercommercialfinancial planning

» Click here to get an automotive rate quote  

Driving is a privilege, but it comes with a price tag. There's the cost of the vehicle itself, maintenance, repairs, fuel and auto insurance. Massachusetts requires you to carry a basic, minimum level of auto insurance. It's a way of sharing the risks among all the licensed drivers in the state. In return, your insurance coverage can protect you against most financial losses that might occur as a result of an automotive accident.

Auto insurance is more than a matter of insuring your vehicle for loss or repairs after an accident. It is a financial safety net that can help you offset the cost of:

• Bodily injuries to yourself or others
• Lost wages due to injury
• Benefits to survivors when an accident results in death
• Lawsuits brought against you as the result of an accident
• Repairs made to your auto due to damage caused in an accident.

This Website will assist you in making some important decisions about your automobile insurance. How much total insurance coverage do you really need? How much liability insurance do you need? Is there any way to save money on your Auto insurance?

At the Gulde Insurance Agency we will gladly assist you in determining the level of coverage that best suits your financial needs. As always, if you have any questions, feel free to send us an e-mail, call our office or stop in to speak to one of our client focused Customer Service Representatives.


» Click here to get an automotive rate quote  

>>>> Homeowner, Condominium Owner and renter
automobilecommercialfinancial planning

» Click here to get a homeowner / renter rate quote  

Homeowner
There's no place like" your home" and it may represent the largest financial investment of your life. Considering the time and money which you have invested in your home, doesn't it make sense to protect your investment with a Homeowners insurance policy? A proper Homeowners policy can provide the funds to replace the physical structure of your home, the contents in your home, and it can limit the potential liability if someone is injured on your property.

A basic Homeowners policy includes many named perils such as lightning, theft, fire, smoke, wind and explosion. We can provide insurance coverage for some risks not included in the basic policy. Our goal at Gulde Insurance is to assist you in determining the proper Homeowners insurance you need to prevent any potential negative financial impact due to any accidental occurrence.

Condo/ Renter
Our recommendation is that anyone renting a residence should protect their personal property with a renters insurance policy. A renter's policy is an economical way to insure your valuable possessions, including stereo equipment, televisions, furniture and appliances, against damage and theft. It will also provide you with personal liability protection. If your personal property includes valuables such as fine art, jewelry or golf equipment, you may want to consider an optional Scheduled Personal Property (SPP) endorsement to cover them. An SPP will provide you with worldwide, "all-risk" protection against fire, theft, and other perils not specifically excluded.

Also, your landlord's policy most likely excludes liability for something that occurs in your rented residence. You could be held responsible for injury to another person or damage to another person's property if an incident occurred within your rented residence, or elsewhere. Without liability coverage, your current and future earnings could be at risk. Renters insurance may also provide legal defense costs. Again, you may not own the place where you live, but you still need insurance protection. That's why the Gulde Insurance Agency, Inc. offers renter's insurance.

» Click here to get a homeowner / renter rate quote  

>>>> Commercial
automobilehomeowner and renterfinancial planning

» Click here to get a commerical rate quote  

At the Gulde Insurance Agency we are in the business of helping you protect your business. You have worked hard to build your business. Are you working equally hard to protect this very valuable asset? Listed below are four basic questions that all business owners should ask themselves as they consider business insurance:

  1. Do you have insurance in place to protect you from the liability you may incur if somenone is injured on your property or sustains injury as a result of your business activities?
  2. Are your business vehicles properly registered, classified and insured to provide you with the ideal maximum insurance protection at the lowest possible cost?
  3. Is there a disability income insurance plan in place in the event that you are unable to operate your business for an extended period of time?
  4. Is there a life insurance policy in place which would allow your family time to fund the continuation of your business after your death?
At the Gulde Insurance Agency, we have the expertise to guide you in answering these questions. Once we have the questions answered we can determine the appropriate coverage for your unique business.

» Click here to get a commerical rate quote  

>>>> Boats and Jet Skis
automobilecommercialhomeowner and renterfinancial planning

» Contact us to get a Boat or Jet ski rate quote  

Your boat, Jet Ski, or other watercraft, while probably one of your most treasured possessions, can also be your most vulnerable posession because it is constantly at risk to accidents and theft. That's why one of the various boat coverage's available from the Gulde Insurance Agency can provide protection for you, your watercraft and your passengers. We will work with you to tailor the insurance coverage to your specific situation. Please contact us for an application.


» Contact us to get a Boat or Jet ski rate quote  
 
>>>> Financial Planning
automobilecommercialhomeowner and renter

» Click here to get a life insurance rate quote  


One of the goals of the Gulde Insurance Agency is to help people manage the risks of everyday life, recover from any unexpected changes in everyday life and ultimately see their dreams become a reality. However, every day we may face varying difficulties in managing our finances. Inflation, taxes, debt, changing interest rates, and stock market swings . The singular or cumulative effect of these events can easily unsettle the precious possession of peace of mind. One thing we can be certain of is that the future will come, whether we are financially ready or not. Working with a Financial Planner associated with the Gulde Insurance Agency may provide you with a far greater chance of achieving your goals than if you don't plan. And, the right financial planner will give you the guidance you need to reduce taxes, save for retirement, decide how to invest, manage your debt, provide proper insurance coverage, and custom-design programs to assist you as you try to achieve your special goals such as buying a home, condo, retiring early, financing your child's education, or a whole host of other options.

As a client, above all else, the emphasis is on a confidential relationship based on mutual trust and respect. Your financial planners goal will be to provide you with peace of mind. The beauty of the your plan will be your ability to change it. This kind of flexibility is to your adventagebeacuse your goals will change as time goes by. There is no need to put off planning. The time is now and we here at the Gulde Insurance Agency, can help.

» Click here to get a life insurance rate quote